We primarily charge a fee for our services however there are some instances where a commission might be a viable alternative. All client relationships are held to a minimum compensation of $500.
Financial Planning and/or Counseling can be a flat fee ranging from $500 to $10,000 or an hourly rate beginning at $150/per hour depending upon the complexity and inclusion of all components of a comprehensive financial plan. This may include a Retirement Analysis, Risk Management, Asset Allocation, Budgeting and Cash Flow Management, Debt Strategies, Estate Planning, College Funding and Tax Planning Strategies.
Advisory fees are charged as a percentage of assets we manage and are debited quarterly from client accounts. Our primary fee schedule is as follows:
|Up to $40,000||1.70%|
|$40K - $250K||1.40%|
|$250K - $50K||1.35%|
|$500K - $750K||1.00%|
|$750K - $1M||0.85%|
|$2M - $5M||0.65%|
|$5M - $25M||0.40%|
This advisory fee is considered a wrap fee and includes transaction charges within the account. We will use will use no load funds or waive the commissions for A share funds purchased. We rebate 12-b1 mutual fund fees back to our client’s accounts.